BANGALORE, INDIA: For any active business, every operational minute counts for profit. Which is why one needs to ensure that nothing gets in the way of your business. However, despite the most steadfast measures, accidents are a very real possibility. In times like these, it helps to be prepared with the protection of insurance.
Reliance General Insurance, one of the fastest growing general insurance company in India with innovative product offerings and customer service standards, has introduced Reliance SME Care Policy - a comprehensive insurance policy, that helps you protect your business at all times. The policy offers special risk compensation exclusively to small and medium enterprises which helps you continue to run your business with complete peace of mind.
The company aims to increase its presence in the retail and corporate sector with a focus on customer centric products, multiple distribution channels and technology.
Key advantages with Reliance SME Care Policy:
· Flexible package that lets you identify the risks you want to insure against
· Choice of determining the extent of coverage against each identified risk
· Comprehensive coverage in a single Policy document
The policy cover Includes:
Fire & allied perils
Covers building, industrial/manufacturing unit as well as plant and machinery, furniture, fixtures and fittings, electrical installations; stock and stock-in-trade in the business premises.
Loss of Profit
Covers loss due to interruption or interference with the business carried on in the premises specified in consequence of loss, destruction due to fire and allied perils, subject to the limits of sum insured.
* Reduction in turnover
* Increase in cost of working
There is also an option available for terrorism cover extension
Machinery break down
Covers all electrical and mechanical appliances apparatus, gadgets and /or any electrical or mechanical installation pertaining to the business premises.
Electronic equipments/appliances
Covers electronic appliances, apparatus, gadgets, electronic medical equipment and/or any electronic installation, computers belonging to the premises or portable custody or the principal officers or employees when carried risk. Computer software and programs (other than those developed in-house) and date varying devices can also be covered under the policy.
Burglary/house breaking
Covers contents in the business premises being plant and machinery, furniture, fixtures and fittings, electrical installations and stock and stock in trade including items to the business premises and/ or safe resulting from burglary and or house breaking is also covered.