PNB Housing Finance Ltd partners with CreditVidya for digitizing employment e-mail verifications

By : |July 17, 2018 0
PNB Housing Finance Ltd partners with CreditVidya for digitizing employment e-mail verifications

PNB Housing Finance recently partnered with CreditVidya to enable to perform employment e-mail verifications, digitally, for salaried individuals, thus providing seamless consumer experience and competitive offerings.

Growing with a CAGR of more than 55% over the last five years, PNB Housing Finance Ltd is poised to serve the Indian customers with innovative products.

PNB Housing Finance Ltd, Executive Director (Risk Management) & Chief Risk Officer, Mr. Ajay Gupta, said, “We have been at the forefront of adopting digital technology to open new doors of customer convenience and serve the home aspirants in India. In partnership with CreditVidya, we will be able to leverage technology to perform online e-mail verifications and minimize fraud. In addition, we aim to reduce our operating costs and loan processing time.”

Abhishek Agarwal, Co-Founder, and CEO, CreditVidya, added, “We are grateful to PNB Housing Finance Ltd’s management for continued support and belief in our solutions. Leveraging employment e-mail verification suite reduces third-party manual verifications, prevents human errors and minimizes fraud to enable faster loan approvals for salaried individuals.”

Mumbai-based CreditVidya’s data underwriting platform uses multiple traditional and alternative data points for accurate risk assessment, especially for first-time borrowers, thus helping PNB Housing Finance Ltd and other retail lenders reimagine the credit ecosystem in India.

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